Lapho abasebenzi bengena ezinkontileka zokuqashwa nabaqashi, enye yezinto ezibaluleke kakhulu zesivumelwano isinxephezelo. Lokhu kuvame ukuhlukaniswa ngokuthi iholo noma inkokhelo, futhi nakuba la magama evame ukusetshenziswa ngokushintshana, kunomehluko ocashile phakathi kwawo. Amaholo ngokuvamile amanani angashintshi akhokhelwa abasebenzi njalo, ngokuvamile nyanga zonke noma ngonyaka. Ngokuphambene, amaholo ngokuvamile abhekisela emholweni wehora, ongahluka kuye ngamahora asetshenziwe. Kungakhathalekile ukuthi yiliphi igama, isamba sesinxephezelo esitholwa ngabasebenzi sakhiwe izingxenye ezimbalwa. Ukuqonda lezi zingxenye kubalulekile, hhayi kubasebenzi kuphela kodwa nakubaqashi abahlose ukwakha amaphakheji esinxephezelo aqhudelanayo nasobala.

Le ndatshana idingida izici ezahlukahlukene ezihlanganisa iholo namaholo, inikeze ukuqonda okucacile kokuthi ingxenye ngayinye inikela kanjani emalini yonke engenayo yesisebenzi. Lezi zingxenye zingahlukaniswa kabanzi ngalezi ezilandelayo:

1. Umholo Oyisisekelo

Iholo eliyisisekelo lakha umnyombo weholo lomsebenzi. Yinani elingaguquki okwavunyelwana ngalo ngesikhathi sokuqashwa, futhi lisebenza njengesisekelo salo lonke uhlelo lokuhola. Izisebenzi zithola le mali kungakhathaliseki ukuthi yiziphi izibonelelo ezengeziwe, amabhonasi, noma izinxephezelo ezingase zibe nelungelo lokuzithola. Iholo eliyisisekelo ngokuvamile liyingxenye enkulu yesinxephezelo somsebenzi futhi lisetshenziswa njengendawo eyinkomba yokubala ezinye izingxenye ezifana namabhonasi, iminikelo yeprovident fund, kanye nenkokhelo yesikhathi esengeziwe.

Iholo eliyisisekelo ngokuvamile linqunywa ngokusekelwe endimeni yomsebenzi, amazinga emboni, ulwazi lomsebenzi, neziqu. Izikhundla eziphakeme noma imisebenzi edinga amakhono akhethekile ngokuvamile inikeza iholo eliyisisekelo eliphakeme. Njengoba le ngxenye ilungisiwe, inikeza ukuzinza kwezezimali kanye nokubikezela kubasebenzi.

2. Izibonelelo

Izibonelelo ziyimali eyengeziwe ekhokhelwa abasebenzi ukuze bahlangabezane nezindleko ezithile abazithola lapho benza imisebenzi yabo. Lezi zivame ukungezelelwa eholweni eliyisisekelo futhi zihlinzekwa ukuze kunxeshezelwe izindleko ezihlobene nomsebenzi wesisebenzi. Izinhlobo ezijwayelekile zezibonelelo zihlanganisa:

  • Isibonelelo Sikahulumeni Sendawo Yokuqasha (HRA):Lokhu kuhlinzekelwe ukusiza abasebenzi ukuthi bakhokhe izindleko zokuqasha indlu. IHRA ivame ukubalwa njengephesenti lomholo oyisisekelo futhi iyahlukahluka kuye ngokuthi idolobha noma isifunda lapho isisebenzi sihlala khona.
  • IConveyance Allowance: Eyaziwa nangokuthi yitransport allowance, lokhu kunikezwa ukuze kunxeshezelwe abasebenzi ngezindleko zokuya nokubuya emsebenzini.
  • Isibonelelo Sezokwelapha:Lokhu kusiza abasebenzi ukuthi bakhokhe izindleko zezokwelapha ezivamile, ezifana nokuvakasha kodokotela kanye nemithi etholakala ngaphandle kwekhawunta.
  • Isibonelelo Esikhethekile: Abaqashi ngezinye izikhathi banikeza isibonelelo esikhethekile ukuze banikeze isinxephezelo esengeziwe esingahlanganiswa nezinye izibonelelo.

3. Amabhonasi Nezinxephezelo

Amabhonasi nezinxephezelo yizinkokhelo ezihlobene nokusebenza eziklanyelwe ukuklomelisa abasebenzi ngokufeza imigomo ethile noma okuhlosiwe. Lezi zinkokhelo zingalungiswa noma ziguquguquke, kuye ngezinqubomgomo zenkampani kanye nohlobo lwendima yesisebenzi. Izinhlobo ezijwayelekile zamabhonasi zifaka:

  • Ibhonasi Yokusebenza:Ngokusekelwe ekusebenzeni komuntu ngamunye noma kweqembu, le bhonasi inikezwa lapho abasebenzi behlangabezana noma bedlula imigomo yabo yokusebenza.
  • Ibhonasi Yonyaka:Lena yisamba senkokhelo enikezwa abasebenzi ekupheleni konyaka.
  • Ibhonasi Yomkhosi:Emasikweni amaningi, izinkampani zinikeza amabhonasi phakathi nemikhosi emikhulu noma ngamaholide.
  • Izisusa: Lezi izinkokhelo ezinqunywe kusengaphambili ezixhunywe ezenzweni ezithile, ngokuvamile ezindimeni ezihlobene nokuthengisa.

4. Khokha isikhathi esengeziwe

Inkokhelo yesikhathi esengeziwe inxephezela abasebenzi ngokusebenza okungaphezu kwamahora abo avamile okusebenza. Izilinganiso zesikhathi esengeziwe ngokuvamile ziphakeme kunezilinganiso zehora ezivamile, ngokuvamile izikhathi ezingu1.5 kuya kwezingu2 kunezinga elivamile. Isikhathi esengeziwe sivamile ezimbonini ezinomthwalo oshintshashintshayo womsebenzi, njengokukhiqiza, ukwakha, nokudayisa.

5. Isikhwama Sezibonelelo (PF)

Iprovident fund wuhlelo lokonga lomhlalaphansi lapho umqashi kanye nomsebenzi befaka ingxenye ethile yeholo lomsebenzi kwiakhawunti yokulondoloza. Umsebenzi angakwazi ukufinyelela lezi zimali lapho ethatha umhlalaphansi noma ngemva kwesikhathi esithile. Kwamanye amazwe, ukubamba iqhaza ohlelweni lweprovident fund kuyimpoqo, kanti kwamanye, kungase kube ozikhethele.

6. IGratuity

IGratuity iyisamba senkokhelo eyenziwa kubasebenzi njengesenzo sokubonga ngenkonzo yabo yesikhathi eside enkampanini. Ivamise ukukhokhwa lapho uthatha umhlalaphansi, wesula emsebenzini, noma uqeda inombolo ethile yeminyaka nenhlangano (imvamisa iminyaka emihlanu. Inani lemali yesikweleti livame ukubalwa ngokusekelwe eholweni lokugcina elidonsiwe lomsebenzi kanye nenani leminyaka yesevisi.

7. Ukudonswa Kwentela

Abasebenzi bangaphansi kokudonswa kwentela okuhlukahlukene ngokusekelwe emalini yabo engenayo. Lezi zimali ezibanjwayo zigunyazwe ngabakwazikahulumeni futhi zibanjwa emthonjeni (okungukuthi, ngaphambi kokuba iholo likhokhelwe isisebenzi. Izimali ezibanjwayo ezivame kakhulu zihlanganisa:

  • Income Tax: Ingxenye yomholo wesisebenzi igodliwe futhi ikhokhwa kuhulumeni njengentela engenayo.
  • Intela Yomsebenzi:Ezinye izifunda noma izifunda zibeka intela yobungcweti kubantu abasebenza emisebenzini ethile.
  • Iminikelo Yezokuphepha Komphakathi: Emazweni afana neUnited States, abasebenzi banikela ngengxenye yeholo labo ezinhlelweni zokuphepha komphakathi.

8. Umshwalense Wezempilo kanye Nezinzuzo

Abaqashi abaningi bahlinzeka ngomshwalense wezempilo njengengxenye yephakheji yesinxephezelo esiphelele. Lokhu kungafaka umshwalense wezokwelapha, wamazinyo, nowokubona. Nakuba umqashi evame ukukhokhela ingxenye enkulu yemali ekhokhwayo, abasebenzi banganikela ngengxenye ethile ngokubanjwa kweholo. Ezinye izinkampani ziphinde zinikeze umshwalense wempilo, umshwalense wokukhubazeka, nezinye izinzuzo ezihlobene nempilo.

9. Isibonelelo Sokuhamba (LTA)

I

Leave Travel Allowance (LTA) iyinzuzo enikezwa abasebenzi ukuze bakhokhe izindleko zokuhamba lapho beye eholidini. ILTA ivamise ukukhokhela izindleko zokuhamba ezitholwa isisebenzi nomndeni waso phakathi nenkathi ethile. Kwamanye amazwe, iLTA ingakhululeka enteleni uma isisebenzi sihlangabezana nemibandela ethile.

10. Izinzuzo Zomhlalaphansi

Ngaphezu kwezikhwama zeprovident kanye ne gratuity, izinkampani zivame ukuhlinzeka ngezinye izinzuzo zomhlalaphansi. Lokhu kungase kuhlanganise izinhlelo zempesheni, 401(k) iminikelo, noma izinhlelo zobunikazi besitoko sesisebenzi (amaESOP. Izinhlelo zempesheni ziya ngokuya zingajwayelekile kwezinye izingxenye zomhlaba, kodwa zisahlinzeka ngokuvikeleka okukhulu kwabasebenzi ngemva kokuthatha umhlalaphansi.

11. Ezinye Izinzuzo Nezinzuzo

Ngaphandle kwezingxenye ezishintshile nezihlukile zeholo, abaqashi abaningi banikeza izinzuzo okungezona ezemali kanye nezinzuzo, njengezimoto zenkampani, ukudla, ubulungu bejimu, nokusekelwa kokuthuthukiswa kochwepheshe. Lezi zinzuzo, nakuba zingeyona ingxenye yeholo ngokuqondile, zinomthelela omkhulu enanini lilonke lephakethe lesinxephezelo sesisebenzi futhi zingahlukanisa umqashi oyedwa komunye lapho ziheha ithalente eliphezulu.

12. Inkokhelo Eguquguqukayo Nekhomishini

Inkokhelo eguquguqukayo iyingxenye ebalulekile yesinxephezelo ezindimeni lapho ukusebenza kwesisebenzi kunomthelela oqondile emalini engenayo yenkampani. Izinhlobo ezijwayelekile zenkokhelo eguquguqukayo zifaka:

  • Ikhomishana: Ivamile ezindimeni zokuthengisa, ikhomishana iphesenti lemali engenayo yokuthengisa ekhiqizwa isisebenzi.
  • Ukwabelana Ngenzuzo:Abasebenzi bangathola ingxenye yenzuzo yenkampani, kuye ngokusebenza kwayo kwezezimali.
  • IIncentive Pay:Izinxephezelo ziyizinkokhelo ezinqunywe kusengaphambili eziklomelisa abasebenzi ngokufinyelela imigomo yokusebenza.

13. Izinketho zesitoko kanye Nesinxephezelo Esisekelwe Ngokulingana

Izinkampani eziningi zinikezela ngezinketho zesitoko noma isinxephezelo esisekelwe ekulinganeni, ikakhulukazi kwabaqalayo noma amafemu ezobuchwepheshe. Izisebenzi zingase zithole ilungelo lokuthenga isitoko senkampani ngenani elehlisiwe (Izinhlelo Zokukhetha Isitokwe Sezisebenzi, noma amaESOP) noma zinikezwe amasheya ngokuqondile (Amayunithi Esitoko Akhawulelwe, noma amaRSU), okuhlinzeka ngesikhuthazo sesikhathi eside esihlobene nokusebenza kwenkampani.

14. Izinzuzo (Izinzuzo)

Izinzuzo, noma izinzuzo, ziyizinzuzo okungezona ezemali ezithuthukisa ukwaneliseka komsebenzi wonke kwabasebenzi. Lokhu kungafaka imicimbi exhaswe yinkampani, izaphulelo, izinhlelo zezempilo, namaakhawunti okusebenzisa aguquguqukayo (amaFSA. Abaqashi basebenzisa izinzuzo ukuze bathuthukise indawo yokusebenza futhi banikeze inani elingeziwe kubasebenzi.

15. Imali ebanjwayo

Iholo lonke lincishiswa ngokudonswa kwemali okuhlukahlukene ukuze kubalwe isamba somholo. Izimali ezibanjwayo ezivamile zihlanganisa intela yeholo, iminikelo yokuvikela umphakathi, iminikelo yesikhwama somhlalaphansi, namaphrimiyamu omshwalense wezempilo. Lezi zimali ezibanjwayo ziyimpoqo noma ziyimpoqo, kuye ngemithetho yezabasebenzi kanye nenqubomgomo yenkampani.

16. Izinzuzo Okungezona Zemali

Izinzuzo okungezona ezemali, nakuba zingeyona ingxenye eqondile yomholo wesisebenzi, zifaka isandla kakhulu ekwanelisekeni komsebenzi. Lokhu kungase kuhlanganise izinhlelo zokulinganisa impilo yomsebenzi, amahora avumelana nezimo, ilivu yesabatha, namathuba okuthuthukisa imisebenzi. Ngokunikeza lezi zinzuzo, abaqashi badala indawo yokusebenza ekhanga kakhudlwana futhi basekele inhlalakahle yabasebenzi iyonke.

17. Izingxenye Zesinxephezelo Somhlaba Wonke

Ezinkampanini zamazwe ngamazwe, amaphakheji esinxephezelo ezisebenzi ezisebenza emazweni ahlukene ngokuvamile ahlanganisa izingxenye ezifana nezibonelelo zabakwamanye amazwe, izibonelelo zobunzima, nezinqubomgomo zokulinganisa intela. Lezi zinzuzo zibhekana nezinselele ezithile zokusebenza kwamanye amazwe futhi ziqinisekisa ukuthi abasebenzi banxeshezelwa ngendlela efanele, kungakhathaliseki ukuthi bazinze kuphi.

18. Izingxenye Zemiholo Eqondene Nemboni

Izinhlaka zamaholo zingahluka kakhulu phakathi kwezimboni. Isibonelo, abasebenzi ezimbonini ezifana nezokwakha noma ezokukhiqiza bangathola inkokhelo yengozi, kuyilapho izinkampani zobuchwepheshe zinganikeza izinketho zesitoko noma izinqubomgomo zeholide ezingenamkhawulo. Ukuqonda izitayela zesinxephezelo eziqondene nemboni kubalulekile kubo bobabili abaqashi nabasebenzi.

19. Izinzuzo zeFringe

Izinzuzo ezihlukene ziyizinto ezengeziwe ezifana nobulungu bejimu, imicimbi exhaswe yinkampani, nezaphulelo zezisebenzi ezithuthukisa iphakethe lesinxephezelo sesisebenzi. Lezi zinzuzo zinikeza inani elingaphezu kweholo eliyisisekelo, lisiza abaqashi bahehe futhi bagcine ithalente eliphezulu.

20. Amabhonasi Okugcina Izisebenzi

Ukugcina abasebenzi ababalulekile ukuthi bangashiyi inkampani, abaqashi bangase banikeze amabhonasi okugcina. Lezi yizisusa zezimali ezinikezwa abasebenzi abazibophezela ukuhlala nenkampani isikhathi esithile, ikakhulukazi ngezikhathi zokungaqiniseki, njengokuhlanganiswa noma ukuhlela kabusha.

21. Imbuyiselo Yemfundo Nokuqeqeshwa

Izinkampani eziningi zinikeza imbuyiselo yemfundo nokuqeqeshwa njengengxenye yamaphakheji azo esinxephezelo. Lokhu kuvumela abasebenzi ukuthi baphishekele izifundo, amadigri, noma izitifiketi ezihambisana nomsebenzi wabo, nenkampani ekhokhela ingxenye noma zonke izindleko ezihlobene.

22. ISeverance Pay

Inkokhelo yokudilizwa iyisinxephezelo esinikezwa abasebenzi abaxoshwa ngaphandle kwephutha labo, njengalapho bedilizwa. Amaphakheji okuyeka emsebenzini angabandakanya izinkokhelo zesamba, izinzuzo eziqhubekayo, kanye nezinsizakalo zokuphuma ukuze kusizwe abasebenzi bashintshele emsebenzini omusha.

23. Izigaba Ezingaqhudelani Nozankosi Zegolide

Ezimbonini ezithile, abaqashi bafaka izigatshana ezingaqhudelani ezinkontilekeni zokuqashwa ukuvimbela abasebenzi ukuthi bajoyine izimbangi. Ozankosi begolide yizisusa zezimali, ezifana nezinketho zamasheya noma isinxephezelo esihlehlisiwe, esikhuthaza abasebenzi ukuthi bahlale nenkampani isikhathi eside.

24. Isinxephezelo Esihlehlisiwe

Isinxephezelo esihlehlisiwe sivumela abasebenzi ukuthi babeke eceleni ingxenye yeholo labo ezokhokhwa ngokuhamba kwesikhathi, ngokuvamile ngesikhathi sokuthatha umhlalaphansi. Izinhlobo ezijwayelekile zesinxephezelo esihlehlisiwe zifaka izinhlelo zempesheni, 401(k)s, kanye nezinhlelo zesinxephezelo esihlehlisiwe ezingafanelekile, ezihlinzeka ngokuvikeleka kwezezimali kwesikhathi eside.

25. Inkokhelo Esekelwe Emsebenzini Ngokuqhathaniswa Nekhono

Kusistimu yokukhokhela esekelwe emsebenzini, abasebenzi bayanxeshezelwa ngokusekelwe endimeni yabo nezibopho zabo. Ngokuphambene, uhlelo lokuhola olusekelwe kumakhono luklomelisa abasebenzi ngamakhono nolwazi lwazo, lukhuthaze ukufunda nokuthuthuka okuqhubekayo. Zombili lezi zindlela zinezinzuzo zazo, kuye ngemboni nezidingo zenkampani.

26. Isinxephezelo Esisekelwe Emakethe

Isinxephezelo esisekelwe emakethe sisho izinhlaka zamaholo ezithonywa izimakethe zezabasebenzi zangaphandle. Abaqashi basebenzisa izinhlolovo zamaholo kanye nokwehluka kwezindawo ukuze baqinisekise ukuthi amaphakheji abo esinxephezelo ahlala encintisana. Le ndlela ibaluleke kakhulu ezimbonini lapho ithalente liyivelakancane futhi lidingeka kakhulu.

27. Izinzuzo Zephakheji Yesinxephezelo Esiphelele

Iphakheji yesinxephezelo esiyindilinga kahle ihlanganisa kokubili izingxenye zemali nezingezona ezemali. Ukunikeza amaholo ancintisanayo, amabhonasi, kanye nezinzuzo njengokunakekelwa kwezempilo, izinhlelo zokuthatha umhlalaphansi, nezinhlelo zokusebenza ezivumelana nezimo kusiza izinkampani zihehe, zigcine, futhi zikhuthaze ithalente eliphezulu. Futhi isekela ukwaneliseka kwabasebenzi, ukukhiqiza, nokwethembeka kwesikhathi eside enhlanganweni.

Isiphetho

Izingxenye zeholo kanye namaholo zingaphezu nje komholo oyisisekelo. Ihlanganisa izibonelelo eziningi, amabhonasi, nezinzuzo eziklanyelwe ukuheha, ukugqugquzela, nokugcina abasebenzi. Nakuba izingxenye ezithile zingahluka kuye ngenkampani, imboni, kanye nesifunda, umgomo uhlala unjalo: ukunikeza iphakethe lesinxephezelo eliphelele elihlangabezana nezidingo zezimali, ezempilo, kanye nezomhlalaphansi zabasebenzi.